Today in this article we will discuss about day Student dreaming, Sometimes Student thinks during class What If I Found a Bag Full of 100 Crores? A Student’s Guide to Handling Sudden Wealth (The Daydream of Sudden Riches) so, Every student has been there. You’re sitting with your books, surrounded by notes, maybe preparing for UPSC, SSC, or any competitive exam. Your eyes are on the page, but your mind drifts away. Suddenly, a wild thought crosses your mind:
“What if I found a bag filled with 100 crores? What would I do? Would my life change overnight?”
This is not just a silly thought. It is a psychological escape route that students often take. While struggling with fees, rent, hostel food, or exam stress, the mind imagines a reality where money solves everything. But let’s slow down – What if a student actually found ₹100 crores one day?
Character is tested most when no one is watching, and every decision writes a line of your future.
Imagine this moment with complete honesty. You are on your way home from class or coaching. The evening is quiet and your mind is occupied with assignments, competitive exams, or a long list of things you still need to learn. You notice something left near a park bench or behind a bus stop. It looks like an ordinary bag, nothing special. Curiosity brings you closer. You unzip it and freeze. Bundles of currency inside. Not a few notes. Not a few lakhs. A rough count suggests it could be around one hundred crores in Indian value or around one hundred million in global terms.
- Your heart starts racing. Your hands feel cold. Your breath becomes shallow. Thoughts begin to run in every direction. What should I do. Should I take it. Should I run. Should I tell someone. Should I call the police. Will I get blamed for something I did not do. Will anyone believe me. Could this change my life forever.
- This situation might appear like something from a film plot or a thriller novel, yet students across the world have come across ethical dilemmas involving lost money, valuables, or unexpected financial opportunities. The numbers may not always reach one hundred crores, but the psychological weight of sudden wealth remains powerful.
This article is a student friendly guide to understanding how to respond wisely if such a moment ever arrives. It is not about fantasy money. It is about character, law, psychology, and long term consequences. Sudden wealth is not only a financial event. It is a moral and emotional test.
Part 1: The First Reaction (Shock, Fear, and Fantasy)
The Shock Factor
Imagine you’re on your way back from coaching class, and suddenly you find a mysterious bag. You unzip it — and your eyes widen. Bundles of cash. More than you’ve ever seen in your life.
For most students, the first reaction is not joy, but fear.
- “Is this real?”
- “What if someone is watching me?”
- “What if this is illegal money?”
Our brain, trained by years of discipline, immediately jumps to the risk calculation.
The Immediate Daydream
But soon, fantasy takes over. The mind starts racing:
- “I’ll never have to give another exam again.”
- “I’ll buy a house for my parents.”
- “I’ll finally prove everyone wrong.”
This mental rollercoaster shows how tightly money and dreams are connected in a student’s life.
Part 2: The Legal and Ethical Dilemma
Reality check: finding 100 crores is not the same as earning 100 crores.
The Real-World Problem
- 100 crores in cash cannot be spent directly.
- It raises suspicion of black money, corruption, or crime.
- Police, tax authorities, and even dangerous people might come after it.
In India, we’ve seen countless cases where hidden stashes of cash were found during raids (especially after demonetization in 2016). These notes were often worthless or unusable.
So in real life, a student cannot simply “keep” 100 crores. The law requires you to report it. But since this is a psychological essay, let’s go deeper into the fantasy: What if it was legally yours?
The First Few Seconds: What Happens in the Mind
Students often believe they will react logically in every situation, but human psychology responds faster than logic. In the first seconds of discovering unexpected wealth, the brain may enter a storm of mixed signals.
- A part of you feels excited. Another part feels fear. Another part questions if it is a trap. Another part imagines a better life, solving financial struggles, helping family, paying fees, or living a long dream you never spoke about.
This inner conflict is normal. Sudden wealth triggers a release of adrenaline. The reward system of the brain gets stimulated. It is crucial to understand that feeling tempted is not immoral. Actions define ethics, not emotions.
The Ethical Question: Why Does It Matter
A student’s life is built on a foundation of future possibilities. Talent, potential, courage, discipline, and values are invisible resources that shape careers and relationships. If a person decides to keep money that does not belong to them, even if they believe they will use it for noble purposes, they risk losing something larger than wealth. They risk losing self trust and moral direction.
There will always be a voice that says no one will know, but there will also be a voice that asks a deeper question. Will you be able to respect yourself ten years from now when you remember this moment. Your character writes your destiny long before money does.
The Legal Reality You Cannot Ignore
In every country, keeping money that does not belong to you is a criminal offense. It may be linked to illegal trade, kidnapping, bribery, or organized crime. Possession can lead to severe charges even if you did not steal it. Safety and legality both demand responsible action.
Correct response includes steps such as:
- Do not move the bag from the location unless safety requires it.
- Avoid opening, touching, or spreading money around.
- Take a photograph from a distance only if it feels safe.
- Contact the nearest police authority immediately.
- If available, use emergency helpline numbers before involving anyone else.
Laws differ across countries, yet ethical return of found property remains a global standard. Even in places where there are reward laws for returning lost money, keeping it permanently is never lawful.
Real World Cases That Prove Integrity Still Exists
Examples from different parts of the world show how honesty transforms lives.
- A group of school students in Japan discovered an envelope with a large amount of currency. They submitted it to the police and later received appreciation from their city. Their story became national news and a lesson in civic responsibility.
- A taxi driver in the United Arab Emirates found a huge sum left behind by a passenger. He returned it immediately to authorities. The government honored him publicly and provided financial reward and respect beyond the amount inside the bag.
- A student in India once discovered valuable gold ornaments left behind in an auto rickshaw. The student worked with local police until the owner was found. The family thanked the student and offered support in education.
These stories reveal that wealth is not measured only in money. It is measured in trust. A person of integrity never remains poor in life opportunities.
Psychological Temptations and How to Manage Them
Sudden wealth challenges human emotions. Many students face financial stress, dreams of better living, responsibilities for family members, and pressure to succeed. Wealth seems like a solution. Yet unearned money can destroy the emotional discipline needed for long term success.
Some psychological temptations include:
- The belief that this is a once in a lifetime opportunity
- The idea that suffering in life has earned you this chance
- The assumption that using a little amount will not be noticed
- The fantasy of fixing every problem in an instant
To manage these thoughts, take a breath and remind yourself:
Not every opportunity is meant to be taken.
Some situations test your future, not your present comfort.
A Student Decision Framework for Handling Sudden Wealth
Use this clear thought process:
- Step one: Ensure your safety first, If the location feels unsafe, search for a public officer or guard nearby rather than investigating alone.
- Step two: Confirm the situation without touching the money unnecessarily, Visual assessment is safer than handling unknown currency.
- Step three: Inform legal authority, Contact police or local reporting agencies depending on your country.
- Step four: Document your role, Record time, place, and details to protect yourself from blame.
- Step five: Do not share details publicly or online, Public attention may attract danger.
- Step six: Let law handle ownership, Your responsibility ends with proper reporting.
Why Returning Money Is an Investment in Your Future
A student’s future relies on reputation, trust, self respect, and long term relationships. People remember integrity. Employers, teachers, partners, and communities value a trustworthy person. Wealth that arrives without ownership can destroy stability. Wealth earned through skill and purpose builds a lifetime of dignity.
If one day you earn one hundred crores through your own knowledge, business, service, creativity, or leadership, the pride you hold will be real and unshakeable.
Also read: Top 10 Smart and Legal Ways to Save Tax in Govt. Job
A Short Dialogue Example for Classroom Discussion
| Student A | Student B | Insight |
|---|---|---|
| Imagine I found a bag full of one hundred crores. My life would change in a moment. | Your life would change, but not always in the direction you expect. Are you ready for the legal and emotional consequences. | Sudden wealth without ownership creates more risk than relief. |
| I could solve all my family problems. | True, but is it right to use money that belongs to someone else. | Ethics protects long term happiness. |
| What if nobody ever claims it. | The law still recognizes it as not yours until authorities decide. | Justice does not depend on visibility. |
Final Reflection: The Wealth You Can Carry Forever
One hundred crores is a large amount, but its value is temporary. The decisions you take when you believe no one is watching shape the story of your life. The world may not remember how much money you once held in your hand, but it will remember what you chose to do with it.
Real wealth is not found in a forgotten bag. Real wealth is built inside you. Character, courage, and conscience remain with you even when circumstances change.
If you ever face a moment like this, see it not as a chance to become rich, but as a chance to become the person you will be proud of twenty years from now.
Imagination Table: What If I Found a Bag Full of 100 Crores?
| Priority Order (First → Last) | What Would You Buy / Do | Purpose / Reason |
|---|---|---|
| 1. First Step | Contact a Lawyer and Inform Police | To protect yourself legally and ensure you are not accused of theft |
| 2. After Legal Process | Request Government Escrow / Legal Trust Management | So the money becomes legally usable only after verification |
| 3. Secure Future Fund | Create a Long-Term Emergency Reserve | Financial protection for medical, family and unforeseen situations |
| 4. Basic Living Security | Buy a Safe, Decent Flat, House, BUNKER or an island. | To ensure stable and peaceful living conditions |
| 5. Safe Investments | Put a Portion in Fixed Deposits or Government Bonds | Low-risk long-term guaranteed returns |
| 6. Essential Transport | Buy a Reliable, Not Luxury, Car | Comfortable travel without unnecessary overspending |
| 7. Education Investment | Create an Education Fund for Family or Higher Studies | Skill development, UPSC prep, professional courses, children’s education |
| 8. Business and Growth | Invest in a Business, Franchise, or Startup | Build legal income streams, ensure wealth grows and creates jobs |
| 9. Asset Building | Purchase Farmland or Real Estate | Long-term asset, rental income, and food or commercial security |
| 10. Social Responsibility | Donate to Charities, Education Funds, or Healthcare NGOs | Contribute to society and support underprivileged communities |
| 11. Personal Development | Travel to Important Educational and Cultural Destinations | Learn, observe, and gain global exposure |
| 12. Lifestyle Upgrade | Purchase a Luxury Home or Villa (Only if fully secured) | A comfort upgrade after financial stability is achieved |
| 13. Advanced Transport | Buy a High-End Car (BMW, Mercedes, Tesla, Range Rover, etc.) | Lifestyle enhancement after all essential goals |
| 14. Wealth Expansion | Invest in Stocks, Mutual Funds, International Markets | To multiply wealth legally and diversify income sources |
| 15. Final Long-Term Legacy | Establish a Permanent Trust or Foundation | To support society even after your lifetime and build a legacy |
Table: Conversation Between Two Friends After Finding a Bag of 100 Crores
| Friend A (Confused Student) | Friend B (Calm and Logical Student) | Insight for Readers |
|---|---|---|
| I cannot believe what we found. This amount could change everything. | It could change everything in a direction we may never escape from. Sudden wealth is not always a blessing. | Sudden money brings risk, fear, and responsibility. |
| What if we keep just a little. No one will even know. | We will know, and that is enough to change how we see ourselves. | Integrity is not about fear of others. It is about respect for oneself. |
| Imagine paying all debts and helping our families. Life would finally be easy. | A solution that is not ethical cannot create peace in the long run. | Shortcuts rarely provide lasting happiness. |
| What if the money belongs to dangerous people. What if we get into trouble. | That is exactly why we must not handle it on our own. We need authorities. | Safety and law come before imagination and emotion. |
| But what if the police suspect that we stole it. | If we report it immediately and clearly, the truth will support us. | Early reporting protects the student from legal misunderstanding. |
| Should we tell others before calling the police. | The fewer people know, the safer we are. Public attention can create danger. | Avoid sharing sensitive situations publicly or online. |
| Do you think we will get a reward or something. | That is not our purpose. If authorities decide to reward, that is their choice. | Ethical action cannot be driven by expectation of reward. |
| This feels unreal. My mind is telling me two different stories. | That is natural. Temptation and responsibility always conflict inside the mind. | Inner conflict during ethical decisions is a normal human experience. |
| I was thinking of leaving the bag here and walking away. | Walking away does not solve the problem. Reporting does. It is about doing the right thing fully. | Responsibility means completing the action, not avoiding it. |
| Thank you for stopping me from doing something reckless. | We will be proud of this moment in the future. Money is temporary, character stays forever. | Ethical decisions shape identity more than wealth ever can. |
Closing Lines
If you ever find a bag full of one hundred crores or one hundred million class wealth, remember that life is offering you more than money. It is offering you a choice, a test, and a chance to define who you are. Choose the path that lets you sleep with peace, speak with honesty, and walk with your head held high. Real fortune is the kind that never asks you to hide.
Finding 100 crores may never happen. But imagining it teaches you who you really are.
- Do you think first about family? Then you are responsible.
- Do you think about luxuries? Then you crave freedom.
- Do you think about giving back? Then you are visionary.
The daydream is a mirror of your deepest values.
So whether you ever see a bag full of cash or not, remember: the real 100 crores you already own is your time, knowledge, and energy. Use them wisely, and they will multiply into something greater than money — legacy and purpose.
Frequently Asked Questions
1. Can a person legally keep found money
No. Keeping money that does not belong to you is illegal in all modern legal systems.
2. What should a student do first after discovering large unclaimed money
Ensure safety and immediately contact authorities or emergency helplines.
3. What if police suspect me
Documentation, witnesses, and immediate reporting reduce risk of confusion.
4. Can the student receive a reward
In some countries a percentage is granted to the finder, but it depends on law and ownership verification.
5. Should I tell friends or social media
Avoid sharing publicly to reduce risk and protect legal process.
6. Does sudden illegal wealth bring psychological stress
Yes. Fear of discovery, guilt, and dependency on secrecy can damage mental health.
7. Is temptation normal
Yes. Temptation is a human reaction. Ethical restraint is what defines responsibility.
8. Can unclaimed money belong to dangerous groups
It is possible. Returning it protects your safety.
9. What if the money is counterfeit
Authorities must verify authenticity. Students should not test or circulate it.
10. What is the highest lesson for students from this situation
Trust in your ability to build your own success rather than shortcut your future.
